Brazilian network operator Vivo will be making life easier for prepaid mobile account holders in the near future, as they announce a new top-up option, thanks to PayPal and Giesecke & Devrient (G&D). G&D will now provide the company with a mobile payment solution that will allow their prepaid account customers to top up their credit directly on their cellphone using PayPal.

G&D is also unrolling its SmartTrust Mobile Transaction Gateway, providing the necessary payment solution, which will ensure that all transactions are executed securely, alleviating concerns from the end user.

This new service will give mobile customers direct access to phone credit without the need to buy a card to recharge. This will help alleviate travel time, and make credit accessible from home, saving mobile users the hassle of only purchasing it during normal store business hours. The solution is compatible with any type of cellphone, as it’s based on USSD technology and will not require the end user to download any other type of application.

Mobile users will now be able to set up a PayPal account for these services directly on their mobile phone, taking hard currency and even bank accounts out of the equation. The new account details can also be modified to add or remove linked credit-card information whenever the user wants.

G&D will manage and host the backend servers for this new mobile payment solution in a secure data-processing center. The Mobile Transaction Gateway (MTG) via which all top-up and other mobile transactions are processed is based on the SmartTrust DP framework.

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